I am privileged, I realize this. I am a straight, white American woman from an upper middle class family from small-town in the middle of “nowhere”, Oklahoma. If nothing else, I want to leave this world better than it was and make a positive impact on my community in the meantime.
For 17 years I taught special education in public schools and met all sorts of folks from all sorts of backgrounds. It was a way for me to contribute my talents to those with special needs.
As a financial advisor for the past 13 years, today I find a new opportunity to intentionally get involved with communities I feel allied to; one of those is the LGBTQ community.
As you are aware, the AIDS epidemic has evolved since we first learned about it back in the 1980’s. I believe my first knowledge was back in the days of Rock Hudson, Magic Johnson and even Ryan White. HIV is NOT a LGBT issue, it’s a human issue. However, it is a challenge to educate the public on what their options are.
HIV has gotten treatable, thus people who are HIV+ have a near-to or normal life expectancy now as long as they stay on treatment. This is exciting news.
Part of my current work as a financial planner is to help people “plan for the worst, hope for the best” concerning their financial-side-of-life. The basis of any financial plan is life insurance. The need for life insurance is great but often overlooked.
A person’s need for life insurance is individual and I strive to meet those individual needs. However, some of the generic needs are as follows: Eliminating debt for loved ones you leave behind; qualifying for a business loan; providing guaranteed income for one’s family so they will be able to maintain their current lifestyle. For many, the reason for life insurance can change over time as our lives evolve, but the need never goes away.
Up to now, life insurance has not been available to folks who are HIV+, but that is changing too! And I am proud to be a part of a company that sees this need in the community. If you are healthy and have regular checkups, but happen to be HIV+, please contact me so we can discuss your options. I am excited to educate and help the public with this new opportunity.
Accepting HIV + patients is a positive step for everyone!